How are my recurring transactions handled with 3DS2?

Recurring payments are considered Merchant-Initiated transactions (aka MIT), which are out of scope for PSD2 SCA. Therefore, there is no need to perform 3D Secure authentication on them via either 3DS1 or 2.

For a detailed overview of what you need to do with regards to PSD2 for your business model, do take a look at this section in our PSD2 SCA compliance and implementation guide.

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